Credit & Debt

How credit scores, loans, and debt repayment strategies actually work.

Updated daily  ·  16 stories
Credit Scores Decoded: What the Number Actually Measures
Credit & Debt

Credit Scores Decoded: What the Number Actually Measures

Learn what goes into a credit score, how each factor is weighted, and why the same person can have different scores across bureaus.

By Money Basics Editorial Team · Jul 18, 2025 · 8 min read

Latest In Credit & Debt

Credit and Debt: A Starting Point for First-Time Borrowers
Credit & Debt

Credit and Debt: A Starting Point for First-Time Borrowers

Money Basics Editorial Team · May 2, 2025 · 8 min read
Debt Avalanche vs. Debt Snowball: Choosing a Payoff Strategy
Credit & Debt

Debt Avalanche vs. Debt Snowball: Choosing a Payoff Strategy

Money Basics Editorial Team · Feb 9, 2023 · 6 min read
Debt Consolidation: What It Does and Doesn't Fix
Credit & Debt

Debt Consolidation: What It Does and Doesn't Fix

Money Basics Editorial Team · Jul 1, 2025 · 5 min read
Disputing an Error on Your Credit Report
Credit & Debt

Disputing an Error on Your Credit Report

Money Basics Editorial Team · Sep 29, 2024 · 7 min read
Everything Credit Reports Contain—and Why It Matters
Credit & Debt

Everything Credit Reports Contain—and Why It Matters

Money Basics Editorial Team · May 23, 2023 · 7 min read
How Interest Compounds on Credit Card Balances
Credit & Debt

How Interest Compounds on Credit Card Balances

Money Basics Editorial Team · Jun 3, 2026 · 7 min read
Installment Loans vs. Revolving Credit: How They Affect Your Score Differently
Credit & Debt

Installment Loans vs. Revolving Credit: How They Affect Your Score Differently

Money Basics Editorial Team · Dec 27, 2024 · 5 min read
Missteps That Quietly Damage Credit Over Time
Credit & Debt

Missteps That Quietly Damage Credit Over Time

Money Basics Editorial Team · Jul 22, 2024 · 5 min read
Responsible Credit Habits That Hold Up Over the Long Term
Credit & Debt

Responsible Credit Habits That Hold Up Over the Long Term

Money Basics Editorial Team · Jun 15, 2026 · 5 min read
Secured vs. Unsecured Credit Cards for Building Credit
Credit & Debt

Secured vs. Unsecured Credit Cards for Building Credit

Money Basics Editorial Team · Feb 23, 2025 · 5 min read
The Five Factors That Shape Your Credit Score
Credit & Debt

The Five Factors That Shape Your Credit Score

Money Basics Editorial Team · Feb 11, 2023 · 5 min read
The Language of Lending: A Credit and Debt Glossary
Credit & Debt

The Language of Lending: A Credit and Debt Glossary

Money Basics Editorial Team · May 8, 2024 · 6 min read
Things About Credit Scores Most People Get Wrong
Credit & Debt

Things About Credit Scores Most People Get Wrong

Money Basics Editorial Team · Mar 26, 2024 · 6 min read
Understanding Credit Utilization and Why Lenders Watch It Closely
Credit & Debt

Understanding Credit Utilization and Why Lenders Watch It Closely

Money Basics Editorial Team · Aug 16, 2024 · 6 min read
Warning Signs Your Debt Load Is Becoming Unmanageable
Credit & Debt

Warning Signs Your Debt Load Is Becoming Unmanageable

Money Basics Editorial Team · Jan 5, 2024 · 5 min read

Top Writers In Credit & Debt

Money Basics Editorial Team
Money Basics Editorial Team
Staff Writer